There's No Place Like Home for the Holidays... Except for Victims of Real Estate Fraud and Flipping Frenzies
Detroit, MI (ContentDesk) December 20, 2005 -- During this joyous holiday season, when most Americans are gathering with family and friends, many others are coping with the impact of real estate fraud.
Some have lost their homes to con artists preying on foreclosure situations, others have unwittingly become straw buyers in mortgage fraud set ups, while others are hiring criminal attorneys in the hopes that their naivet? will not ruin their credit scores for life and not land them in jail.
How did the American dream turn into such a nightmare?From handmade signs stuck on the side of local roads and on telephone poles to eBay listings seeking investors, late night infomercials and newspaper ads promising big cash at closings, real estate fraud and mortgage fraud have become part of Americas landscape.
The threat to families, communities and a national economy closely allied with real estate values cannot be underestimated.
There is no doubt in my mind that the start of this century will be remembered as the decade of real estate scandals, said Ralph Roberts, nationally recognized real estate expert, author and speaker and creator of www.flippingfrenzy.com. Every law enforcement agency, every District Attorney and Sherriffs department I talk to is astounded at the sheer number of people being scammed, ripped off and financially destroyed through these scams.
If we do not educate consumers and all professionals to protect themselves, there will be no end in sight. Roberts, who has been a national Top Superstar Realtor for the past 18 consecutive years, is no newcomer to real estate yet even his office fell prey to scam artists.
Today, Roberts is spearheading educational programs for professionals and consumers, building an information central website, www.flippingfrenzy.com and blogging to keep website visitors up to date with the latest occurrences.As the word spreads through online communities, networks of real estate professionals and a website that is reaching a national audience, www.flippingfrenzy.com, American citizens are starting to respond.
In mid-December, three very frightened individuals came to Ralphs office, anxious because they had learned by reading his website that what they had experienced was real estate fraud.
Their fear is very real -- and so is the possibility that they may face criminal charges, even though they had no idea that they were being involved in fraudulent transactions.Ralphs anti-fraud efforts include speaking to real estate professionals, mortgage professionals, lawyers, appraisers, notary publics and title industry professionals.
His presentation at the National Association of Realtors (NAR) for Superstar Realtors earlier this year was a great success, as was a seminar for real estate brokers held at the Real Estate Education Center.
The seminar, which will soon be available as a download at www.flippingfrenzy.com, was presented for real estate agents and brokers who need to know how to protect themselves, their clients and their businesses when presented with a questionable buy or sell transaction.
So how do you keep your home safe from real estate fraud?"???A certain percentage of real estate fraud transactions could be completely eliminated by educated consumers refusing to sign blank documents or take part in questionable sales or purchases."???The promise of fast cash to pay credit card bills is tempting but its not how you want to remember the holiday season. "???Take a good look at the HUD 1 form if theres a discrepancy in numbers, you may be headed into serious trouble."???Any time someone advises you dont worry, this is fine, its time to start worrying.
Real estate transactions are complex, but they should be straight-forward."???When anyone advises you to deposit money slowly into the bank, a huge light bulb should go off pay attention.
Large legal deposits do not require a slow deposit stream."???Never sign any documents that are blank, never sign anything that you do not understand and make sure that your own independent advisor explains everything to you.
That includes federal forms that have been retyped or where the print is almost too small to read."???More tips will be updated at the www.flippingfrenzy.com blog as they come in and as we learn more about how to thwart real estate fraud.
Educated consumers are the first line of defense.Ralph Roberts, recognized by TIME Magazine as "the best-selling REALTOR? in America, is the owner of Ralph Roberts Realty, LLC, and author of Walk Like a Giant, Sell Like a Madman, Real Wealth By Investing in Real Estate and 52 Weeks of Sales Success.
He has been the number one residential real estate agent for over a decade and is a popular motivational speaker. Ralph Roberts Realty, LLC is located in Warren, Michigan and online at www.ralphroberts.com, tel. (586)751-0000..
25-Seven System’s Audio Time Manager Draws Sunny Review in San Diego Debut
San Diego, CA (ContentDesk) October 19, 2005 -- Between Hurricanes Katrina and Rita and the local political turmoil at City Hall there has been no shortage of breaking news for San Diego station 760 KFMB AM Talk Radio to cover. The station has been able to handle the unexpected without missing a beat with the help of 25-Seven Systems Audio Time Manager. We have been using ATM daily since the July install and it has resulted in a significantly better on-air product, KFMB Engineering Supervisor John Rigg said. The best way to explain the product is an audio TiVo on steroids. ATM is a processor that lets radio stations delay the start of live programs and then catch up to real time seamlessly without loss of original content. KFMB is one of the first stations to utilize ATM on-air. It really eliminates the train wrecks caused by breaking news and live press conferences, said Rigg. That may sound like an odd concept but you never know when a press conference is going to start.
When...
25-Seven System’s Audio Time Manager Draws Sunny Review in San Diego Debut
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Tax Return Filing Preparation
Filing for taxes and returns can be very complex, depending on the income. All the information provided to the IRS should be accurate to get a refund. Besides, the filing should be done so that the refunds are high.
You can file for returns yourself or you can take the help of a professional tax preparer. Professional tax preparers not only help in preparing the forms but also provide advice for obtaining maximum returns. There are certain forms that have to be filled for paying taxes as well as applying for any eligible refunds.
The basic form 1040 (or 1040EZ or 1040A) has to be filled by everyone, apart from any other forms. Form 1040 is meant for all kinds of incomes, if the annual income is more than $50,000. This form is also used for itemizing deductions when not applying standard deduction. 1040EZ is for single people or when married and filing jointly. The applicant should not have any dependents, should be less than 65, not blind, and taxable income (from...
Tax Return Filing Preparation
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Ileostomy Surgery – New Website Answers Big Question: “Is There Life Without ‘A Bag’?”
LOS ANGELES,CA (ContentDesk) December 5, 2005 -- Ileostomy surgery is on the minds of thousands of men and women who dream of living a bag-free life, says Dr. Don Schiller, who has performed the procedure for almost 20 years on hundreds of patients. A bag-free life is much more than a dream, says Schiller, who founded the Ileostomy Information Center in Los Angeles. The centers new website launches today at www.ileostomy-surgery.com....
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Tips to Achieve Your Optimal Body Shape
Tips to achieve your optimal body shape A few simple changes can make all the difference to the long-term health of your body. Here are some tips and suggestions to improve your body and your health.Food ChoicesWhat you eat and drink gives your body the fuel and energy to carry out all the physical and mental activities that you do every day. Some foods, such as fresh fruits and vegetables provide excellent fuel for the body, with lots of beneficial nutrients.Other foods provide poor quality fuel....
Tips to Achieve Your Optimal Body Shape There's No Place Like Home for the Holidays... Except for Victims of Real Estate Fraud and Flipping Frenzies
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The Glycemic Index Diet
Copyright 2006 Adam Waxler
The glycemic index diet plan certainly is being endorsed by more and more celebrities. ?But how exactly does the glycemic index diet (GI Diet) differ from the other diets on the market.
The glycemic index diet is based on the findings of Dr. David Jenkins that some sugar-based carbohydrates affect the glucose levels in the body differently than the more complex starch based carbohydrates.
According to the glycemic index diet, foods...
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Unforgettable Custom Made Gift Baskets for the Mind, Body & Spirit
Rapunzel Gifts (www.rapunzelgifts.com), is a Web site offering handcrafted gift baskets, gift sets and jewelry for yoga, meditation, stress relief, healing and spiritual growth. The company is now giving customers the chance to build their own customized, new age themed gift basket for a loved one. Owner, Lynn Gregorski says, "Many of our customers were asking for a special design or theme, so we decided to provide that...
There's No Place Like Home for the Holidays... Except for Victims of Real Estate Fraud and Flipping Frenzies
Mortgage calculator > Unforgettable Custom Made Gift Baskets for the Mind, Body & Spirit